ESCROW & CLOSING Trust. It is the most important and crucial factor when selecting a company for your escrow and closing needs. When you finally make the decision to work with us, then you can feel confident you’ve chosen a partner dedicated to meeting your immediate needs while building a long-lasting relationship you can always count on. We will be happy to work hand in hand with you every step of the way. We will respond quickly to meet your needs while providing the expertise and guidance necessary to close your transaction. Through our offices, we serve property buyers and sellers; investors; residential and commercial agents and brokers; national, regional and local banks; builders and developers; attorneys and others involved in any type of vacation, residential or commercial transaction both in the United States and in over 7 countries around the continent. Our dedicated escrow and closing services professionals are experienced with the intricacies of your local market and the ins and outs of every type of vacation, residential and commercial resale, new construction, refinance, international, relocation and timeshare transactions. Steps for your successful closing: A contract must be signed by the buyer and seller and delivered to the title officer, usually with a deposit check. The escrow is accepted by the title officer. The title officer starts the closing process by opening a title order. The file begins to be processed. Tax information, loan payoffs, survey (if necessary), homeowner/maintenance fees, inspections/reports, and hazard and other insurances, as well as legal papers are ordered. A title search is also ordered This is a quick search made of the public records. Records searched often include deeds, mortgages, paving assessments, liens, wills, divorce settlements and other documents affecting title to the property. Title examination is the examination of the documents found during the title search that affect the title to the property. This is when verification of the legal owner is made and the debts owed against the property are determined. Upon completion of the search and examination, a title commitment/ preliminary report is prepared, reviewed and sent out to interested parties.